This product offers a flexible premium payment term of either 3 or 4 years. Customers can choose a policy term of up to 40 years, depending on their financial planning needs. At maturity, policyholders can opt to receive either a lump sum maturity fund value or monthly income benefits over a period of 10, 15, or 20 years. Additionally, loyalty dividends are available along with access to a wide range of additional riders.
General Product Specifications:
Entry Age:
Maximum Expiry Age:
The policy can continue up to 80 years (Age at entry + policy term + monthly income period)
Premium Paying Term:
Customers can choose between a 3-year or 4-year premium payment term.
Policy Term:
Premium Mode:
Premiums are payable on an annual basis only.
Minimum Basic Premium:
Sum Assured:
Customers can select a sum assured ranging from 2 to 50 times the basic annual premium.
Top-Up Premiums and Partial Withdrawals:
These are allowed, providing added flexibility for policyholders.
Loan Facility:
A loan facility is applicable under this policy.